Client Services
Everyone is getting older and should be thinking of their long-term financial stability. The future is getting closer, regardless of your current age, personal goals, or income. This is what makes developing a plan today, very important. We’ll analyze your individual needs and provide you with the right tools to meet your needs. Panjab Financial is the company you can trust with your complex financial needs.
TRAVEL INSURANCE
Everyone loves an adventure, but the unexpected can derail even the best laid travel plans. That’s where Panjab Financial comes in. Travel insurance products administered by us, focuses on the most important benefits Canadian travelers and visitors to Canada need, helping you to relax and enjoy your trip to the fullest.
The Visitors to Canada Plan is suitable for international tourists or family and friends who are visiting Canada for a short period or longer stay, including those on a super visa.
INVESTMENTS
We know it is our job to constantly evaluate unique investment opportunities that provide the best return, while mitigating major risk. We spend countless hours researching and meeting with industry leaders to prospect the right investment opportunities.
Having being one of the most trusted financial service teams, we know our group of experts will create traditional and alternative investment options for you.
LIFE INSURANCE
Life insurance can be an important part of your financial strategies, helping to ensure a more secure financial future for your loved ones in the event of untimely uncertainty. There are many advantages for life insurance.
- Final expenses : Your beneficiaries can use insurance benefits to help cover final expenses.
- Paying off debts : The insurance benefits can be used to pay off mortgage and other debts.
- Income replacement : Life insurance benefits can help replace your income that helps your loved ones to continue to enjoy the same standard of living and for securing college education for your children.
DISABILITY INSURANCE
It protects your income if you become injured or ill and you receive tax free monthly benefit up to 75% of your gross monthly income. Available elimination periods (waiting periods ) are 30 days, 90 days, 120 days, 180 days, 365 days and 730 days , and benefit periods are 2 years, 5 years and up to age 65.
CRITICAL INSURANCE
Critical illness insurance is a form of health insurance that provides a lump-sum payment should you become seriously ill.
What are the types of illnesses covered by critical insurance?
Although they differ from company to company, typical illnesses and diseases covered by critical illness insurance may include:
- Cancer
- Heart attack
- Stroke
- Multiple Sclerosis
MORTGAGE INSURANCE
Mortgage Insurance is an insurance policy designed to protect a mortgage lender on the off chance that the borrower passes away. It aims at securing your family if something were to happen to you.
In case you are considering of buying a home, Panjab Financial has resources to assist you every step of the way.
EXTENDED HEALTH, DENTAL & GROUP BENEFITS
Extended Health, Dental & Group insurance benefits have a significant financial obligation. Panjab Financial understands there is an important role in planning the program, for the betterment of employees and their families. We acknowledge that every plan has unique objectives. Recognizing this multiplicity, we strive to find creative and flexible options and are committed to giving you the best value for your plan. Our team takes pride in representing you and strive for perfection when making our recommendations, putting your needs above all.